Finally, a Finnish Bond Offering!

We’ve launched a new loan product for the Finnish market. On Monday, a new funding round opened on the Invesdor platform: Megin Oy’s three-year bond with an annual interest rate of 9.5%. This is our response to the current market situation: private investors are seeking alternative investment opportunities with stable returns, while SMEs are looking for ways to finance their growth.

Why is now the right time to expand into the loan market?

The Finnish loan market is undergoing a transformation. Many companies, particularly small and medium-sized enterprises, have faced challenges in accessing traditional bank financing. This is largely due to stricter banking regulations that have limited companies’ ability to secure the funding they need. At the same time, private investors are looking for new and diversified investment opportunities.

An international perspective on lending

At Invesdor, we’ve been active in international markets for a long time. Now, we are addressing a gap in the Finnish market. Finnish loan products have not previously been easily accessible to Finnish private investors.

Megin’s funding round has already generated significant interest from both Finnish and international investors. The round has been open for just one day, and the company has already raised over €500,000.

Since early 2023, Invesdor has provided investors with opportunities to diversify their portfolios with European companies. Now, we are enabling Finnish companies to offer bonds not only to domestic investors but also to international ones.

Competitive returns for investors

The weak performance of the Helsinki Stock Exchange has driven investors to look for new ways to grow their portfolios in a challenging economic environment. The loan market can offer attractive alternatives with competitive interest rates. For private investors, the challenges have often been the accessibility of loan investments, high minimum investments, or high fees associated with funds.

Through Invesdor, investors can decide for themselves which companies, industries, and countries they want to invest in. We have intentionally kept the minimum investment for funding rounds as low as possible to ensure broad participation. This also enables investors to effectively diversify their portfolios through our platform. You can join Megin Oy’s funding round with as little as €250.